Please note: Additional resources are available that are not listed in this guide. We encourage you to look into additional opportunities.
 
Steps to Home Ownership
1. Home Buyer Education
2. Credit Counseling and Repair
3. Mortgage Qualification
4. Find a House
5. Close on your new home!
  HOME BUYER RESOURCES
  The East Side Neighborhood Development Company is committed to creating opportunities for wealth and prosperity for the diverse people of the East Side. One of the ways ESNDC creates opportunities is by building single family homes that are targeted to first time homebuyers.

Are you interested in homeowership?

Below are programs and organizations that can help YOU buy your first home.

HOMEBUYER EDUCATION
 Community Neighborhood Housing Services
Call (651) 292-8710 • (www.communitynhs.org)
Classes in English, Spanish, and Hmong-

Neighborhood Development Alliance:
Call 651-292-0131 • (www.nedahome.org)
Classes in English and Spanish

American Dream Services
Call 651-774-9200 • (www.ADSMN.com)

 Offered on the East Side!
 
  MONEY MANAGEMENT COUNSELING
 Consumer Credit Counseling Service
(www.lssmn.org/debt)

Children’s Home Society and Family Services
(www.chsfs.org)

Ramsey Action Programs
(www.ramseyactionprograms.org)

African Credit Education and Financial Counseling:
Call 612-813-0501

Mortgage Foreclosure Prevention Program
(www.ci.stpaul.mn.us/cityliving)

Don’t Borrow Trouble!
(www.dontborrowtroublemn.org)
 

FIRST TIME HOMEBUYER MORTGAGE PROGRAMS
 Nonprofit and government
These programs each offer below-market rate mortgages, grants, and deferred loans to help make homes affordable.

City of St. Paul CityLiving
(www.ci.stpaul.mn.us/housing)

Minnesota Housing Finance Agency: CASA program
(www.mhfa.state.mn.us/homes/homes_home.htm)

Habitat for Humanity
(www.tchabitat.org/homeowner.asp)

Rondo Community Land Trust
(www.rondoclt.org)

MCASA Homes
(www.modelcities.org/mcasa.html)


© 2008 East Side Neighborhood Development Company, Inc.